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Insights & News

FTDO: Go ahead; Prove It To Yourself (and hopefully sleep better at night)

FTDO: Monitoring Muni & MBS Risk on a Monthly Basis. Simply & Effectively

FTDO: An important re-look at Credit Risk within your Securities Portfolio

Dr. Ed Seifried’s FOMC Special Report – September 20 – 21 2022

FTDO: Are Floaters right for you? The Basics.

FTDO: As the PSF nears its Limits, What Does this mean for Bondholders?

FTDO: Student Loan Forgiveness. What could that mean for Financial Institutions?

FTDO: Industry Q2 2022 Call Report Data Summary Findings

EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED August 2022 ECONOMIC ANALYSIS

Dr. Ed Seifried’s FOMC Meeting Commentary Report – July 26 – 27 2022

EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED May 2022 ECONOMIC ANALYSIS

Dr. Ed Seifried’s FOMC Meeting Commentary Report – May 3,4 2022

FTDO: How about just buying Treasuries now

Buying Bigger & Smaller Security Sized Quantities Can improve Yield, ROI, ROA, and Capital

FTDO: Some MBSs may extend and not pay down as expected

Has the Treasury Rout Stopped?

What does the Ukraine crisis mean for Community Banks?

1970 to 2020: Inflation, Rates, Stocks

EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED ECONOMIC ANALYSIS

Dr. Ed Seifried’s FOMC Meeting Commentary Report – January 25, 26 2022

NASA, We have liftoff. Should you move from AFS to HTM?

FTDO: Inflation. Money supply. And 2022.

FTDO: Wither markets? Wither rates? Wither costs?

Dr. Ed Seifried’s FOMC Meeting Commentary Report – July 27 – 28

CECL: THE TIME IS NOW…

ALCO AND DECISION MAKING WHAT FACTORS INFLUENCE YOUR DECISIONS… HARD DATA, GUT INSTINCTS, OR PERSONAL BIASES?

Dr. Ed Seifried’s FOMC Meeting Commentary Report – June 15, 16

EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED Q1 2021 ECONOMIC ANALYSIS

MITIGATING THE RISK OF PREPAYMENTS

DEVELOPING AN ANNUAL ALCO CALENDAR AS A BEST PRACTICE

GENERATING ADDITIONAL YIELD THROUGH BOND SUBSTITUTION and AGGREGATION

REGISTERED INVESTMENT ADVISORY vs. BROKERAGE AS DIFFERENT AS NIGHT AND DAY

RAISING THE ISSUE OF ANNUAL RAISES: A METHODICAL APPROACH IN THESE TIMES OF UNCERTAINTY

Where have all the seasoned MBSs gone?

WHEN DOES PAYING MORE MAKE SENSE?

GENERATING NEW ISSUE MUNI’S VS. SECONDARY PURCHASES

Dr. Ed Seifried’s FOMC Meeting Commentary Report – April 27, 28

GENERATING RETURNS USING FLOATING RATE MBS

A COMMUNITY PERSPECTIVE OF A GLOBAL SITUATION: LIBOR TO SOFR

KICK UP PERFORMANCE WITH KICKER BONDS

Taxable Municipal Bonds, Gaining Ground in a Low Interest Rate Environment