NASA, We have liftoff. Should you move from AFS to HTM?
Summary: Sequential occurrences needed to happen to confirm a possible normalization of rates. It seems that they may have begun...
FTDO: Inflation. Money supply. And 2022.
Summary: While the M1 money supply does seem daunting and inflation does seem to be an imminent challenge, long term...
FTDO: Wither markets? Wither rates? Wither costs?
Summary: Three important things to consider. Historically markets tend to revert back to the mean. Historically, most investment managers cannot...
CECL: THE TIME IS NOW…
Community financial institutions (CFI’s) are arguably more challenged than they have been in decades. So, happily, many CFI’s drew a...
ALCO AND DECISION MAKING WHAT FACTORS INFLUENCE YOUR DECISIONS… HARD DATA, GUT INSTINCTS, OR PERSONAL BIASES?
table of contents 1KEY TAKEAWAY DOWNLOAD PDF SPEAK TO THE AUTHORS Decision making is an essential skill of every successful...
Dr. Ed Seifried’s FOMC Meeting Commentary Report – June 15, 16
table of contents 1FEDERAL OPEN MARKET COMMITTEE (FOMC) MEETING RESULTS:2ECONOMIC HIGHLIGHTS: The Federal Reserve pledges to do everything in its...
EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED Q1 2021 ECONOMIC ANALYSIS
table of contents 1BREAKING NEWS — MARKET SPECULATION & THE STATE OF THE ECONOMY 2A PERIOD OF INFLATION — LONG-TERM...
MITIGATING THE RISK OF PREPAYMENTS
table of contents 1What is an MBS: 2What is Prepayment Risk: 3SUMMARY: DOWNLOAD PDF SPEAK TO THE AUTHORS What is an MBS: A...
DEVELOPING AN ANNUAL ALCO CALENDAR AS A BEST PRACTICE
table of contents 1Conclusion: DOWNLOAD PDF CALL TO LEARN MORE There just aren’t enough hours in the day. How often...
GENERATING ADDITIONAL YIELD THROUGH BOND SUBSTITUTION and AGGREGATION
table of contents 1Change In Mindset – Change In Yield? DOWNLOAD PDF SPEAK TO THE AUTHOR Change In Mindset –...